Trojan Income X Inc


April 2026
 
  • Square Mile rating
  • Risk of asset class
    1 2 3 4 5 6 7 8 9 10
  • Ongoing charges
    0.89%
    Transaction costs
    0.17%
    Total cost of investment
    1.06%

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 31st January 2026.


Overview

The fund's manager seeks to generate an attractive level of income that is expected to grow over time. The level of distributions is dependent upon market conditions and the level of income can fluctuate.

Equity income funds are a suitable capital accumulation strategy, when income is reinvested. Historically, dividend growth focused funds tend to have lower volatility than growth orientated funds.

 

Square Mile’s Expected Outcome

We believe that consistent dividend growth alongside performance in line with the FTSE All Share index over rolling five year periods, is a reasonable expectation for this strategy.


Square Mile’s Opinion

This fund is suitable for investors seeking a lower risk UK equity income strategy with the potential to grow income steadily over time, something that has been achieved for much of the fund's history. While the manager seeks to deliver a yield ahead of the market, the fund looks to avoid placing capital at risk by pursuing higher yielding stocks where the income profile may be more unreliable. The focus remains firmly on dependable, sustainable income.

The manager views risk as the potential for permanent capital loss and rightly takes pride in this strategy's capacity to provide protection in more volatile periods. Whilst this has been the case historically, the fund did struggle in the market downturn of 2022. It is also worth noting that the more defensive profile results in the fund having the propensity to lag the market in more aggressive up-swings. That said, the consistency of returns and protection during periods of market stress, should compound into a rewarding investment for investors over the long term.

We note that there has been some turnover within the team over the past few years, including the original lead manager, Francis Brooke, stepping away from day to day fund management. More recently, lead manager of the fund's sister strategy, Trojan Ethical Income, Hugo Ure, also departed the business. Despite the changes, the team, under the ledership of Blake Hutchins, appears invigorated and is keen to return the strategy back to its former glories.

Recent performance has been challenged by a UK market backdrop that has not favoured the fund's invstment style and focus on quality businesses which tend to be more defensive in nature. However, we believe this fund has a clear investment philosophy, sound investment process and solid and dedicated team supporting it. As a strategy providing a reliable and growing income stream, and exposure to UK equities through a more sheltered return profile, we still feel this is a valid option for investors.


Fund Manager’s Formal Objective

The investment objective of the Fund is to seek to achieve income with the potential for capital growth in the medium term (three to five years).

Capital Accumulation, Income UK
Active FTSE All Share index
Equity IA UK All Companies
2.89% £411M
Blake Hutchins, Fergus McCorkell March, September
0.9 Pounds Semi-annual
GBP 01/12/2017
0.9 Pounds 31/01/2026
0.00% -
- -

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 31st January 2026

 
  PAGE 1 OF 6  
 
Trojan Income X Inc
 
 

Asset Manager Overview

Troy Asset Management (TAM) is an independent fund management company that was established in 2000 by the late Lord Weinstock. In late 2023 it was announced that US private business, Lincoln Park Capital, acquired a stake in the business primarily from non-management shareholders including the Weinstock family. Despite this, the management of the business remains unchanged and it maintains the firm wide investment philosophy of seeking to prioritise the avoidance of permanent capital loss along with growing capital in real terms over the long-term. TAM manages a range of long only equity strategies as well as multi-asset funds.

Fund Manager/Team Overview

The lead manager of this fund is Blake Hutchins, who assumed the role in January 2022, following its previous incumbent, Francis Brooke, stepping away from day-to-day fund management. Prior to joining Troy in October 2019, Mr Hutchins was a portfolio manager at both Investec (now Ninety One) Asset Management and Columbia Threadneedle. Mr Hutchins is also head of the three strong UK team and is supported by portfolio manager, Fergus McCorkell, and analyst, Aniruddha Kulkarni. The team can also draw upon Troy's broader investment team, with all members sharing a similar investment philosophy and providing support across all of the group's strategies.

Investment Philosophy & Process Overview

In keeping with the house philosophy, the manager has a long-term and long-only approach to investing, blending stock selection within the context of the broader market backdrop. The investment process begins with an appraisal of the UK equity market, including a view on valuations, which helps determine the fund's cash level. This cash weighting can reach 20% if the manager considers company valuations to be stretched and/or if there is a particularly cautious outlook for financial markets. The team members then look for companies whose long-term potential has been under appreciated by the market. They will review, amongst other things, a firm's potential cash returns rather than its earnings, which are regarded as potentially misleading, the reliability of its cashflows and the strength of its balance sheet. Ultimately, the team seeks those businesses with high returns on invested capital that are supported by resilient franchises with natural competitive advantages and that are managed in the best interests of shareholders. This means that certain sectors, especially those in the more cyclically sensitive areas including oil and mining, housebuilders, banks and airlines, which the team feel do not meet these requirements, will be lowly represented or excluded entirely. In contrast, the portfolio will be tilted towards areas that are viewed as being far more resilient, such as certain areas within industrials, pharmaceuticals, household goods, food producers and beverages.

Essentially, the manager aims to provide investors with a premium and increasing income stream, and to grow the value of investors' capital ahead of the FTSE All Share benchmark over the long term. Overarching all of this is an inherent focus on capital preservation, where risk is not viewed versus any index, but rather as the avoidance of permanent capital loss. The fund is therefore managed without any regard to its benchmark, which can be dominated by a few sectors or companies and as such can look, and act, very differently. The final portfolio will be fairly concentrated and holding between 30-50 stocks. It is typically exposed to quality blue chip defensive companies drawn from across the FTSE 350, with the vast majority within the FTSE 100. Exposure to a single company within the portfolio is limited to 8%, but in reality positions rarely approach this size. The manager will also invest in overseas stocks where attractive opportunities arise. This may coincide with the hedging out of some of the currency risk depending on the team's investment outlook.

 
 
  PAGE 2 OF 6  
 
Trojan Income X Inc
 
 

ESG Integration

Fund ESG Integration

In 2022, the fund became designated Article 8 under the EU's Sustainable Finance Disclosure Regulation (SFDR) regulations. Within this, the team has chosen to focus on climate change mitigation, through an engagement led approach. As part of this, the team assesses the carbon risk of each portfolio holding and its journey with respect to Net Carbon Zero. Although we view this as a positive step, we do not anticipate that it will hugely impact the composition of the fund, given that the team prefers high quality capital light companies and business models, many of which naturally screen well from a carbon perspective. 

Furthermore, given their preference for the aforementioned type of company, corporate governance has long been an important aspect of the investment process. Moreover, their philosophy centres around minimising the potential for permanent loss of capital and as such a considerable amount of research is conducted around a firm's ability to make sensible decisions in managing the long term success of its business, which as anticipated includes the analysis of ESG risks. 

 
 
  PAGE 3 OF 6  
 
Trojan Income X Inc
 
 

Risk Summary

This is an equity based fund investing largely in UK listed companies. The fund is exposed to moves in the UK stock market, which can exhibit significant volatility.

The managers attempt to mitigate potential losses by investing in quality defensive companies and through the strategic use of cash. UK equities are higher risk investments and the fund therefore remains at the mercy of investor sentiment. The level of income distributions are also dependent upon market conditions and therefore can fluctuate through time.

 

Additional Information

3.95%
9.58%
-9.15%
7.51%
-6.04%
0.27
0.26

(3 years data to last month end unless otherwise stated)

Qualitative Risk Assessment

Significant Potentially Significant Not Significant

For the full summary of the risks, click here

 
  PAGE 4 OF 6  
 
Trojan Income X Inc
 
 

3 Year Rolling Sector Outperformance

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 16th April 2026. Share price total return.

 

Maximum Drawdown (Rolling 12 Months)

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 16th April 2026

 

Calendar Year Performance To Quarter End

Period Fund (%) Sector (%)
2025 3.0 14.8
2024 6.6 7.9
2023 5.3 7.2
2022 -12.4 -9.3
2021 15.7 17.1

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 14th April 2026


Value for Money

The fund's ongoing charge figure (OCF) is reasonably high compared to the median of our UK equity income peer group, however due to low trading costs, the fund's total cost of investment (TCI) sits only marginally above the median for the peer group.

Given performance challenges in recent years, investment performance has been flagged as "amber" on the group's latest Assessment of Value (AoV) report (30/03/2025). Overall, the fund was deemed to have provided value and no actions were proposed. In our opinion, we do beleive the strategy offers investors fair value for money given the quality of proposition on offer. However, we will continue to closely monitor the strategy's return profile going forwards.

OCF v Peer Group

0.89%
Transaction Costs v Peer Group

0.17%
TCI v Peer Group

1.06%

Source: Square Mile and LSEG Lipper (all rights reserved), Data as at: 31st January 2026.

 
  PAGE 5 OF 6  
 
Trojan Income X Inc
 
 

Square Mile Analysts

John Monaghan - Research Director

Martin Ward - Senior Investment Research Analyst

Rating Changes

The Square Mile ratings are reviewed every 6 months. For full details on the methodologies, click here.
For a full list of all Square Mile rated funds, click here.

Rating Changes over last 12 months Time & Date rating changed
 

Disclaimer

This document is issued by Square Mile Investment Consulting and Research Limited which is registered in England and Wales (08791142) and is a wholly owned subsidiary of Titan Wealth Holdings Limited (Registered Address: 101 Wigmore Street, London, W1U 1QU).

Unless otherwise agreed by Square Mile, this factsheet is only for internal use by the permitted recipients and shall not be published or be provided to any third parties. This factsheet is for the use of professional advisers and other regulated firms only and should not be relied upon by any other persons. It is published by, and remains the copyright of, Square Mile Investment Consulting and Research Ltd (“SM”). SM makes no warranties or representations regarding the accuracy or completeness of the information contained herein. This information represents the views and forecasts of SM at the date of issue but may be subject to change without reference or notification to you. SM does not offer investment advice or make recommendations regarding investments and nothing in this factsheet shall be deemed to constitute financial or investment advice in any way and shall not constitute a regulated activity for the purposes of the Financial Services and Markets Act 2000. This factsheet shall not constitute or be deemed to constitute an invitation or inducement to any person to engage in investment activity. Should you undertake any investment activity based on information contained herein, you do so entirely at your own risk and SM shall have no liability whatsoever for any loss, damage, costs or expenses incurred or suffered by you as a result. SM does not accept any responsibility for errors, inaccuracies, omissions, or any inconsistencies herein. Unless indicated, all figures are sourced by LSEG Lipper (all rights reserved). Past performance is not a guide to future returns.

  PAGE 6 OF 6